Canadian income-property desk
AssetAvenue is the Canadian income-property desk at assetavenue.ca. Canadian income property for cash flow — priced at the qualifying rate, not the contract rate.
Planning applications
9,394
BoC 5-year
6.1%
CMHC vacancy
1.6%–4.6%
Live listings
4,849
Deal Rooms, lot checks, and export — $39/month. Analyze is free.
Ottawa, Toronto, and Calgary filings on the same desk as listings. Check a lot when you want yield on an Ottawa or Toronto parcel.
Ottawa Citizen SiteProposed1101 Baxter Road, Ottawa, ONOttawa · Bells Corners · Plan of Subdivision · D07-16-25-00211,400 units · 30 st
Granite Club - 2006 ScottProposed2006 Scott Street, Ottawa, ONOttawa · Westboro · Zoning By-law Amendment · D02-02-26-0009857 units · 36 st
1746 Carling AvenueUnder Review1746 Carling Avenue, Ottawa, ONOttawa · Westboro · Zoning By-law Amendment · D02-02-26-0011749 units · 32 st
Carleton Tavern RedevelopmentProposed340 Parkdale Avenue, Ottawa, ONOttawa · Hintonburg · Zoning By-law Amendment · D02-02-26-0003465 units · 38 st
Standard Bread TowersProposed951 Gladstone Avenue & 145 Loretta Avenue N, Ottawa, ONOttawa · Centretown West · Site Plan Control · D07-12-26-0055402 units · 40 st
3288 Borrisokane PUDProposed3288 Borrisokane Road, Ottawa, ONOttawa · Barrhaven West · Site Plan Control · D07-12-26-0049268 units · 3.5 stDevelopment of the day
124 affordable units from a non-profit developer — 12 storeys in Little Italy, and the only file here not underwritten to a market return.
153 Hickory St & 287-299 Loretta Ave S, Ottawa, ON
124 affordable units from a non-profit developer — 12 storeys in Little Italy, and the only file here not underwritten to a market return.
Deal of the day
One listing from live inventory each day. The ask and the door count are public; the underwrite is on the Deal Room.
Live Realtor.ca listings · 4849 active. Open a Deal Room for the full underwrite.
Ten markets. Same stress-test underwrite.
ON · fourplex · multiplex
Ottawa
ON · fourplex · multiplex
Toronto
QC · fourplex · multiplex
Montreal
AB · fourplex · multiplex
Calgary
AB · fourplex · multiplex
Edmonton
BC · fourplex · multiplex
Vancouver
ON · fourplex · multiplex
Hamilton
ON · fourplex · multiplex
London
QC · fourplex · multiplex
Gatineau
MB · fourplex · multiplex
Winnipeg
Track the filing. Check the lot. Price the ask. Same numbers in the UI and the export.
01
Ottawa, Toronto, and Calgary filings sit on Develop — status, storeys, and 3D massing. This is the desk, not another listings portal.
02
Click an Ottawa or Toronto parcel for zoning, the buildable envelope, and unit yield. Same map as the tracker.
03
When you have an ask, the desk underwrites at the qualifying rate. You see what can kill the deal, what still needs evidence, and a clear pursue or pass.
AssetAvenue is built for people who buy Canadian income property for cash flow, not for a slideshow and not for a listing portal. The map tracks what cities are approving and what a lot can yield. Realtor.ca shows the ask — that inventory is how you finish the file. The desk underwrites the building at the qualifying rate, with Bank of Canada inputs when the feed is live, CMHC vacancy and rent bands where we have them, and provincial rent-control rules in the same memo. If a number is a reference, the desk says so. If evidence is still missing, the Deal Room lists it. That is the product: a clear read, then you decide.
MLI Select requirements, the cap rate on an Ottawa fourplex, and DSCR at the qualifying rate — the questions that come up before an offer.
MLI Select is CMHC-insured financing for five or more residential units. Size gets you in the door. Energy, affordability, and accessibility points decide the tier — and whether the leverage you modeled actually exists.
Cap rate is NOI divided by purchase price. On Ottawa fourplexes this desk screens about 4.3%–5.6% going-in, with ask per door around $275k–$475k. The listing’s advertised cap is often seller NOI. Recast it from the rent roll before you offer.
Four units is residential. Five units can be CMHC MLI Select. The extra door is not free optionality — it has to be legal, finished, and worth the insured stack after points and the premium.
Ottawa publishes planning applications on DevApps. This desk pulls those filings, plus Toronto and Calgary, onto the Develop tracker so you can see what neighbours have applied to build before you offer.
DSCR is the lender’s coverage test: NOI divided by annual mortgage payments. Cash-on-cash is your year-one cash yield on money in. In Canada you also re-run DSCR at the qualifying rate — the higher of contract plus 2% or 5.25%.
Federally regulated lenders underwrite a 1–4 unit rental at the qualifying rate — the higher of your contract rate plus two percentage points, or 5.25%. In 2026 that means a low-5s contract quote is stress-tested in the low 7s. Run DSCR at both rates before you offer.
Both finance as residential 1–4 unit files at the qualifying rate. The fourplex usually wins on per-door basis and vacancy resilience; the duplex wins on entry price, buyer pool at exit, and owner-occupied leverage. The decision is basis and downside, not door count.
Every Deal Room, Develop lot check, and export — $39/month. Start a 24-hour trial at Checkout (card on file, charged only after the trial unless you cancel).
