2027 Actuarial report on the Employment Insurance Premium Rate

Our take: OSFI's 2027 EI rate signals where labour-market risk is headed; rising premiums squeeze tenant household cash flow and increase downstream eviction risk, making vacancy assumptions harder to defend in underwriting.

In your underwriting: Widen your vacancy buffer and stress tenant ability-to-pay assumptions downward as employer/employee EI contributions rise, directly reducing net tenant income available for rent.