All news

Bank of Canada

Neutral

July 27, 2026 · Bank of Canada · Rates · Financing

Market Participants Survey—Second Quarter of 2026

The Market Participants Survey results are based on questionnaire responses from about 26 financial market participants.

Our take: Live BoC release. Read the primary source before changing offer discipline or leverage assumptions.

In your underwriting: Re-check DSCR and stress payment against the current BoC 5-year mortgage series before waiving financing.